Category: Estate Planning

May Is National Elder Law Month

May 12, 2026  |  Barna, Guzy & Steffen, Ltd.

It’s National Elder Law Month. Elder law and special needs law are specialized areas of legal practice that focus on the unique needs of older adults and individuals with disabilities, while also providing support and guidance for their families. Our department at Barna, Guzy & Steffen, represents clients in simple to complex elder law and special needs planning matters. Our elder law and special needs attorneys provide counsel and advocacy on a variety of issues including, but not limited to, estate planning, asset protection or preservation, long-term care planning, guardianship and conservatorship proceedings, and special needs planning. Hiring an elder law and special needs attorney provides a holistic approach to planning for your future and legacy. The National Academy of Elder Law Attorneys (NAELA) campaign for 2026 National Elder Law Month is Protecting Rights, Fighting Scams. NAELA cites the Federal Trade Commission annual report to Congress, which showed an increase in the number of older adults reporting losses in an aggregate amount of $2.4 billion in 2024. Scams targeting older adults are becoming more sophisticated and even more harmful. Now is a great time to review your plan or connect with an elder law and special needs attorney to put a plan in place.

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Impact of Key Provisions of Congress’ Bill that Ended the Government Shutdown for Vulnerable Populations

November 21, 2025  |  Cathryn Reher

Our Estate Planning Department works with persons with disabilities of all ages who are accessing government benefits to help pay for long-term services and supports. The government shutdown was very scary for those dependent on government benefits. Thankfully, the government shutdown has ended due to Congress passing a law signed November 12, 2025. Some of the provisions in this law will impact our most vulnerable populations. A few of the more important changes are discussed below. Medicare and Medicaid Payments Medicare and Medicaid usually keep running even during a shutdown. But a very long shutdown could have stopped payments to doctors or kept states from getting the money they need. This would have made it hard for people to get care. The reopening of the government avoids this. Health Insurance Costs May Go Up A special kind of discount called an enhanced premium tax credit that helped people pay for health insurance will end on December 31, 2025. Many people who buy insurance through the Affordable Care Act Marketplace may have to pay a lot more—especially people with middle incomes. Families with tight budgets may want to wait until closer to the deadline so they can compare plans and pick the best one. Congress could still bring back these discounts, but doing so now would be confusing because open…

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Anticipated Changes for Medical Assistance Recipients in 2026

September 9, 2025  |  Cathryn Reher

President Trump signed the Federal Reconciliation Bill (H.R.1) on July 4, 2025.  This will change Medical Assistance benefits for most Minnesota recipients.  The changes are anticipated to begin in the fall of 2026 at the earliest.  The State of Minnesota will need to pass legislation in the 2026 legislative session to remain eligible to receive federal funding for its Medical Assistance programs.  After that, the Minnesota Department of Human Services will need to issue policies to implement the legislative changes.  The Estate Planning Department at Barna, Guzy & Steffen represents Medical Assistance recipients and their families.  BGS is focused on providing our clients and their families with as much time as possible to prepare for these changes. We are actively monitoring the potential impact of the changes to federal and state Medicaid laws and policies.  It will be important to continue to track the anticipated changes through media sources, to follow up with your financial case worker and case managers, and to seek counsel as needed through this time of change. If you have questions regarding these upcoming changes the attorneys in our Estate Planning Department are here to assist you.

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