Category: Personal Injuries

Do I have Grounds for a Personal Injury Case?

January 4, 2019  |  Adriel B. Villarreal

Accidents happen all the time and they can take place anywhere. But, it becomes more serious when you are in a situation that was not your fault. For example, you may have been in a car accident that was caused by another driver or slipped and fell in situations that were unsafe. In these situations, you can be left hurt and confused about what happened, as well as wonder what your options are since you were not at fault. The first thing that people think about after being in a bad situation is making a personal injury claim. This is for a good reason and if you are involved in a situation that has caused you to become injured, there is a need to feel compensated for what happened. This is particularly true if you have suffered loss wages or other damages as a consequence of the accident and it has had a serious impact on your life. So, the first question people normally ask when they are thinking about making a personal injury claim is, what grounds are needed for a personal injury case? Well, it all comes down to your situation and what happened. The first ground you will need to have a personal injury case is that there was some…

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When Should I Review My Insurance Coverages?

October 30, 2018  |  John T. Buchman

  Winter is approaching and many people rake their leaves, get their cars ready for winter or do other projects to prepare for winter. It might also be a good time to look at your insurance coverages to see if they are outdated or inadequate. It’s better to do so before you run into a problem than to find out afterwards that you do not have enough coverage. [maxbutton id=”2″ ] More Protection Can Be Affordable Many of us bought car insurance when we were younger and times were tight financially, so we purchased the minimum amount of insurance necessary to protect us. However, there is the insurance adage that “the first dollar of coverage is the most expensive.” What that means is that you can significantly increase the protection for you and your family without a proportionate increase in your insurance premiums. Thus, you can double your automobile liability and uninsured/underinsured motorist limits from $50,000/$100,000 to $100,000/$300,000 without doubling your premium. The same is true if you elect to “stack” or increase your “no-fault” coverages that protect you and other family members that reside with you. Again, you can add significantly more protection in the event you or a loved one gets injured for a modest increase in your premium. Most people…

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Filing a Personal Injury Claim: What You Should Know

October 9, 2018  |  Adriel B. Villarreal

Filing a Personal Injury Claim: What You Should Know No matter what the situation is, if you suffer a personal injury due someone else’s negligence, the first thing that you need to do of course is consider your health and immediately seek the medical attention that you need. However, there are a couple of other things that you should do as quickly as possible as well as other steps that you should take once you’ve received proper medical care, including making preparations for filing a personal injury claim. [maxbutton id=”1″ ] If at All Possible If it is safe to do so and you’re physically able to, you should attempt to obtain names and contact information of any witnesses that may have observed the accident. This includes any employees or anyone involved in the accident that you may have spoken with and when you are able to, make notes regarding your conversations. Get a copy of any store accident report or a police report if applicable as these can be invaluable if you do decide to file a personal injury claim in Coon Rapids or anywhere in Minnesota.   Make a Record of the Accident & Aftermath Taking the time to take photographs of your injuries, damages, and any evidence that may help…

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