Category: Personal Injuries
What to Do After Hitting a Deer in Minnesota: Understanding Insurance & Liability
October 6, 2026 | Adriel B. Villarreal
October marks the beginning of deer mating season in Minnesota, bringing a surge in deer-vehicle collisions across both rural roads and metro-area highways. Hitting a deer can be a terrifying, jarring experience that leaves you shaken, your vehicle damaged, and your head spinning with questions about insurance and liability. Knowing what to do after hitting a deer—and understanding how Minnesota law and insurance policies handle these accidents—can make all the difference. Step-by-Step: What to Do Immediately After a Deer Collision If you strike a deer, your safety and the safety of your passengers should be your first priority. Take these steps right away: Move to Safety: If your vehicle is still operable, pull over safely to the shoulder or a nearby side street. Turn on your hazard lights. Call 911 or Local Law Enforcement: Report the accident immediately. Minnesota law requires you to report accidents involving property damage above a certain threshold or any injuries. A police report also creates an official, objective record, which is vital for your insurance claim. Stay Away from the Animal: Do not approach an injured deer. A frightened and wounded large animal can thrash violently and cause severe injuries. Let law enforcement or animal control handle it. Document the Scene: When it is safe to do so,…
Read MoreHow to Stay Safe on Blackout Wednesday
November 20, 2025 | Adriel B. Villarreal
The night before Thanksgiving, known as “Blackout Wednesday” or “Drinksgiving,” has become a dangerous night for driving due to widespread binge drinking. Most college students are home for the holiday and spend Thanksgiving Eve partying with friends. Many adults of all ages also go to the local bar, enjoying the night before their day off from work. Unfortunately, this binge drinking also leads to an increased rate of impaired driving on Thanksgiving Eve. To help protect our community, we’re sharing these tips to help you stay safe on Blackout Wednesday. Don’t Drink and Drive We hope this first one is obvious, but it still needs to be said. Even small amounts of alcohol can impair your judgment and make driving dangerous for yourself and everyone around you. DUI and DWI charges are also serious matters that could bring jail time, large fines, and license revocation. If you do drink on Blackout Wednesday, have a designated driver or use a rideshare service. This is a vital step to take even if you were planning on driving. Find a ride and come back for your car once you’re sober. Drunk driving causes approximately 11,000 deaths in the United States every year. Drinking and driving simply isn’t worth the risk. Tell Someone Your Plans If you…
Read MoreWinter Car Emergency Kit: 20 Recommended Items
October 23, 2025 | Adriel B. Villarreal
Driving during the winter can be hazardous. Severe weather, accidents, and engine troubles can happen at any moment. That’s why you should always drive prepared. If you do find yourself stranded on the road during the winter, having these emergency supplies in your vehicle will help you stay safe until help arrives. Stocking caps, warm socks, mittens, boots, and layers: Frigid temperatures are likely to be the biggest threat to your wellbeing if you get stranded during the winter, so warm clothes are essential. Blankets or sleeping bags: If you’re traveling a long distance or in a remote area where you could be stranded for several hours or even days, then blankets or a sleeping bag will help keep you warm and give you the opportunity to rest while you wait for help. Hand and foot warmers: Small and compact, hand and foot warmers are easy to store and provide lots of heat. First-aid kit: Bandages, antiseptic wipes, sterile gauze pads, tweezers, pain relievers, and other basic medical supplies are critical for addressing injuries sustained in an accident. Drinking water: Bring at least one gallon of emergency drinking water per person on extended road trips. High-energy, non-perishable food: Foods like trail mix, protein bars, dried fruits, unsalted and canned nuts, raisins, and peanut…
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