Category: Vehicle Accidents
Liberty Mutual Insurance Subject of Another Class Action Lawsuit Concerning its Automobile Accident Claims Handling
January 28, 2015 | John T. BuchmanA chiropractic clinic pursued a “class action” suit against Liberty Mutual and several of its subsidiaries, including Safeco Insurance, in the state of Illinois. A class action suit is one in which the class representative acts on behalf of many claimants when the monetary value of each claim is relatively small and it would seldom justify lawsuits on behalf of each individual. There is a proposed settlement awaiting court approval. The basis of the claim is that Liberty Mutual would pay less than the amount charged by an injured person’s medical providers. The claimant alleged that Liberty Mutual used a computerized bill review system to reduce its payments, which was not disclosed to its insureds. The proposed settlement also references two similar lawsuits against Liberty Mutual in the states of Washington and Oregon. The class action suit also includes Minnesotans who purchased No-Fault Insurance from Liberty Mutual or Safeco. If you have been injured in a car accident due to another’s negligence, the attorneys at BGS will help recover the compensation that you deserve. Under the terms of the agreement, if approved by the court, Liberty Mutual would have to pay medical care providers pursuant to an agreed health care cost database for a period of five (5) years after the date of…
Read MoreTypes of Car Accidents You May Be Involved In
August 12, 2014 | Barna, Guzy & Steffen, Ltd.Car accidents happen in so many different situations and at such various angles that trying to quantify them all would be impossible. Roadway accidents can be caused by high rates of speed, traffic congestion, blind spots, poor conditions or carelessness. Although a vehicle can be struck in an infinite number of ways, there are just a few car accidents that are incredibly common: rear-end collisions, side-impact collisions, head-on collisions, sideswipe collisions, and rollovers. Describing Vehicular Accidents Rear-end collision – These types of accidents happen when one vehicle strikes the back of the car that is in front of it. They often happen when the vehicle in front decelerates and the driver behind them doesn’t notice, or doesn’t decelerate in time. Unless the vehicle in back hits the other at a very high speed, injuries of rear-end collisions are generally pretty minor such as whiplash, minor neck pain, and minor back pain. In almost all cases, the driver of the vehicle that causes the rear-end accident will be found at fault. Side-impact collision – Also known as a T-bone collision, side-impact collisions are caused when one vehicle hits their front into the side of another vehicle. These accidents generally happen in the middle of intersections when one vehicle is traveling perpendicular to another and…
Read MoreShould You Take Notes at the Scene of an Accident? You Bet!
August 6, 2014 | Adriel B. VillarrealGetting into a vehicular accident is overwhelming and stressful for everyone involved, but it can be even more stressful dealing with insurance companies. Taking steps to be prepared when it’s time to give your version of the events can help make the process easier, quicker and more accurate, which will assist in all aspects of your legal defense. What to do After an Automobile Accident in Minnesota First, you should always make sure that everyone who was involved in the accident is safe and receiving any necessary medical attention! Next, move obstructing vehicles out of the way of traffic, if at all possible, to ensure there are no further injuries. After everyone is safe and seems to be free from major injury, you should get out your notepad. You may be dealing with insurance companies for several months, and after that amount of time facts may become unclear, so having a record of the events while they are fresh can only help your case. Call the personal injury attorneys of Barna, Guzy & Steffen today at (763) 780-8500 if you have any questions about your accident What to Write Down at the Scene of an Accident Some of the most important items to record at the accident scene are: What happened prior to the accident…
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