{"id":3028,"date":"2013-06-20T14:13:33","date_gmt":"2013-06-20T20:13:33","guid":{"rendered":"http:\/\/bgs.com\/?p=3028"},"modified":"2013-06-20T14:13:33","modified_gmt":"2013-06-20T20:13:33","slug":"who-pays-the-medical-bills-for-the-passenger-in-a-car-crash","status":"publish","type":"post","link":"https:\/\/www.bgs.com\/blog\/2013\/06\/20\/who-pays-the-medical-bills-for-the-passenger-in-a-car-crash\/","title":{"rendered":"Who Pays The Medical Bills for The Passenger in a Car Crash?"},"content":{"rendered":"<p>Minnesota is a no-fault insurance state. That does not mean that as a passenger in a car crash you are not entitled to make an insurance claim for the injuries sustained in an accident. It merely impacts whose insurance will be responsible for paying the bill.<br \/>\nIn this case, as the passenger, your own automobile insurance should be paying for your medical bills and lost wages. This would happen regardless of who is ultimately responsible for the accident, or who owns the car in question.<\/p>\n<hr \/>\n<p><a href=\"https:\/\/bgs.com\/areas-of-practice\/vehicular-accidents\/\"><img loading=\"lazy\" class=\"size-thumbnail wp-image-4485 aligncenter\" src=\"https:\/\/bgs.com\/wp-content\/uploads\/Car-Accidents-150x38.png\" alt=\"Car Accidents\" width=\"150\" height=\"38\" \/><\/a><\/p>\n<hr \/>\n<p>What if you don\u2019t have insurance because you don\u2019t have a car? If that happens there\u2019s an \u201corder of priority\u201d that the law follows to find out which insurance company needs to foot the bill. It goes like this:<\/p>\n<ul>\n<li>If you don\u2019t have car insurance, the claim would go to the auto insurance policy of a family member that you live with.<\/li>\n<li>If you don\u2019t live with anyone who has car insurance, the car insurance of the vehicle you were in at the time of the accident would be responsible for the bill next.<\/li>\n<li>If the person who owned the vehicle wasn\u2019t carrying insurance on the vehicle the claim would typically go to Minnesota\u2019s Assigned Claims Plan.<\/li>\n<\/ul>\n<p>You may also be entitled to additional compensation from other insurance companies involved with the accident, depending upon the circumstances of said car accident. For example, the other driver\u2019s insurer might also be required to cover some of your expenses. You typically can\u2019t access those claims without good help from a <a href=\"https:\/\/bgs.com\/areas-of-practice\/personal-injury-law\/\">personal injury lawyer<\/a>, however.<br \/>\nIn truth, you shouldn\u2019t have to navigate these issues alone anyway. Insurance issues can grow complicated very quickly. You should be worried about putting your life back together after the accident, not about who needs to fill out what paperwork. A personal injury attorney can handle those details for you so that you can concentrate on getting better.<br \/>\nIf you were a passenger in an accident and you live in the Minneapolis area, call <a href=\"https:\/\/bgs.com\">Barna, Guzy &amp; Steffen<\/a> for a free consultation. Our 60 years of combined experience means that we have the knowledge that it takes to navigate the thorny issues surrounding insurance responsibility while helping you get the best possible outcome for your case. Call us today.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Minnesota is a no-fault insurance state. That does not mean that as a passenger in a car crash you are not entitled to make an insurance claim for the injuries sustained in an accident. It merely impacts whose insurance will be responsible for paying the bill. In this case, as the passenger, your own automobile insurance should be paying for your medical bills and lost wages. This would happen regardless of who is ultimately responsible for the accident, or who owns the car in question. What if you don\u2019t have insurance because you don\u2019t have a car? If that happens there\u2019s an \u201corder of priority\u201d that the law follows to find out which insurance company needs to foot the bill. It goes like this: If you don\u2019t have car insurance, the claim would go to the auto insurance policy of a family member that you live with. If you don\u2019t live with anyone who has car insurance, the car insurance of the vehicle you were in at the time of the accident would be responsible for the bill next. If the person who owned the vehicle wasn\u2019t carrying insurance on the vehicle the claim would typically go to Minnesota\u2019s Assigned Claims Plan. You may also be entitled to additional compensation from other insurance&#8230;<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[15],"tags":[],"coauthors":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Who Pays The Medical Bills for The Passenger in a Car Crash? - Barna, Guzy &amp; Steffen, LTD.<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bgs.com\/blog\/2013\/06\/20\/who-pays-the-medical-bills-for-the-passenger-in-a-car-crash\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Who Pays The Medical Bills for The Passenger in a Car Crash? - Barna, Guzy &amp; Steffen, LTD.\" \/>\n<meta property=\"og:description\" content=\"Minnesota is a no-fault insurance state. That does not mean that as a passenger in a car crash you are not entitled to make an insurance claim for the injuries sustained in an accident. It merely impacts whose insurance will be responsible for paying the bill. In this case, as the passenger, your own automobile insurance should be paying for your medical bills and lost wages. This would happen regardless of who is ultimately responsible for the accident, or who owns the car in question. What if you don\u2019t have insurance because you don\u2019t have a car? If that happens there\u2019s an \u201corder of priority\u201d that the law follows to find out which insurance company needs to foot the bill. It goes like this: If you don\u2019t have car insurance, the claim would go to the auto insurance policy of a family member that you live with. If you don\u2019t live with anyone who has car insurance, the car insurance of the vehicle you were in at the time of the accident would be responsible for the bill next. If the person who owned the vehicle wasn\u2019t carrying insurance on the vehicle the claim would typically go to Minnesota\u2019s Assigned Claims Plan. You may also be entitled to additional compensation from other insurance...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.bgs.com\/blog\/2013\/06\/20\/who-pays-the-medical-bills-for-the-passenger-in-a-car-crash\/\" \/>\n<meta property=\"og:site_name\" content=\"Barna, Guzy &amp; Steffen, LTD.\" \/>\n<meta property=\"article:published_time\" content=\"2013-06-20T20:13:33+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/bgs.com\/wp-content\/uploads\/Car-Accidents-150x38.png\" \/>\n<meta name=\"author\" content=\"Adriel B. Villarreal\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Adriel B. Villarreal\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.bgs.com\/blog\/2013\/06\/20\/who-pays-the-medical-bills-for-the-passenger-in-a-car-crash\/\",\"url\":\"https:\/\/www.bgs.com\/blog\/2013\/06\/20\/who-pays-the-medical-bills-for-the-passenger-in-a-car-crash\/\",\"name\":\"Who Pays The Medical Bills for The Passenger in a Car Crash? - Barna, Guzy &amp; Steffen, LTD.\",\"isPartOf\":{\"@id\":\"https:\/\/www.bgs.com\/blog\/#website\"},\"datePublished\":\"2013-06-20T20:13:33+00:00\",\"dateModified\":\"2013-06-20T20:13:33+00:00\",\"author\":{\"@id\":\"https:\/\/www.bgs.com\/blog\/#\/schema\/person\/4b60b6a5a12f485b12df7b3f71cfd06f\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.bgs.com\/blog\/2013\/06\/20\/who-pays-the-medical-bills-for-the-passenger-in-a-car-crash\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.bgs.com\/blog\/2013\/06\/20\/who-pays-the-medical-bills-for-the-passenger-in-a-car-crash\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.bgs.com\/blog\/2013\/06\/20\/who-pays-the-medical-bills-for-the-passenger-in-a-car-crash\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.bgs.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Who Pays The Medical Bills for The Passenger in a Car Crash?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.bgs.com\/blog\/#website\",\"url\":\"https:\/\/www.bgs.com\/blog\/\",\"name\":\"Barna, Guzy &amp; Steffen, LTD.\",\"description\":\"Attorneys at Law\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.bgs.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.bgs.com\/blog\/#\/schema\/person\/4b60b6a5a12f485b12df7b3f71cfd06f\",\"name\":\"Adriel B. Villarreal\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.bgs.com\/blog\/#\/schema\/person\/image\/3a47acc04f119d78584bd0b099bb7457\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/aaad7998409d52e66f86ea1171dc41ba?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/aaad7998409d52e66f86ea1171dc41ba?s=96&d=mm&r=g\",\"caption\":\"Adriel B. Villarreal\"},\"url\":\"https:\/\/www.bgs.com\/blog\/author\/adriel-b-villarreal\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Who Pays The Medical Bills for The Passenger in a Car Crash? - Barna, Guzy &amp; Steffen, LTD.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.bgs.com\/blog\/2013\/06\/20\/who-pays-the-medical-bills-for-the-passenger-in-a-car-crash\/","og_locale":"en_US","og_type":"article","og_title":"Who Pays The Medical Bills for The Passenger in a Car Crash? - Barna, Guzy &amp; Steffen, LTD.","og_description":"Minnesota is a no-fault insurance state. That does not mean that as a passenger in a car crash you are not entitled to make an insurance claim for the injuries sustained in an accident. It merely impacts whose insurance will be responsible for paying the bill. In this case, as the passenger, your own automobile insurance should be paying for your medical bills and lost wages. This would happen regardless of who is ultimately responsible for the accident, or who owns the car in question. What if you don\u2019t have insurance because you don\u2019t have a car? If that happens there\u2019s an \u201corder of priority\u201d that the law follows to find out which insurance company needs to foot the bill. It goes like this: If you don\u2019t have car insurance, the claim would go to the auto insurance policy of a family member that you live with. If you don\u2019t live with anyone who has car insurance, the car insurance of the vehicle you were in at the time of the accident would be responsible for the bill next. If the person who owned the vehicle wasn\u2019t carrying insurance on the vehicle the claim would typically go to Minnesota\u2019s Assigned Claims Plan. You may also be entitled to additional compensation from other insurance...","og_url":"https:\/\/www.bgs.com\/blog\/2013\/06\/20\/who-pays-the-medical-bills-for-the-passenger-in-a-car-crash\/","og_site_name":"Barna, Guzy &amp; Steffen, LTD.","article_published_time":"2013-06-20T20:13:33+00:00","og_image":[{"url":"https:\/\/bgs.com\/wp-content\/uploads\/Car-Accidents-150x38.png"}],"author":"Adriel B. Villarreal","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Adriel B. Villarreal","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.bgs.com\/blog\/2013\/06\/20\/who-pays-the-medical-bills-for-the-passenger-in-a-car-crash\/","url":"https:\/\/www.bgs.com\/blog\/2013\/06\/20\/who-pays-the-medical-bills-for-the-passenger-in-a-car-crash\/","name":"Who Pays The Medical Bills for The Passenger in a Car Crash? - Barna, Guzy &amp; Steffen, LTD.","isPartOf":{"@id":"https:\/\/www.bgs.com\/blog\/#website"},"datePublished":"2013-06-20T20:13:33+00:00","dateModified":"2013-06-20T20:13:33+00:00","author":{"@id":"https:\/\/www.bgs.com\/blog\/#\/schema\/person\/4b60b6a5a12f485b12df7b3f71cfd06f"},"breadcrumb":{"@id":"https:\/\/www.bgs.com\/blog\/2013\/06\/20\/who-pays-the-medical-bills-for-the-passenger-in-a-car-crash\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.bgs.com\/blog\/2013\/06\/20\/who-pays-the-medical-bills-for-the-passenger-in-a-car-crash\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.bgs.com\/blog\/2013\/06\/20\/who-pays-the-medical-bills-for-the-passenger-in-a-car-crash\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.bgs.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Who Pays The Medical Bills for The Passenger in a Car Crash?"}]},{"@type":"WebSite","@id":"https:\/\/www.bgs.com\/blog\/#website","url":"https:\/\/www.bgs.com\/blog\/","name":"Barna, Guzy &amp; Steffen, LTD.","description":"Attorneys at Law","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.bgs.com\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.bgs.com\/blog\/#\/schema\/person\/4b60b6a5a12f485b12df7b3f71cfd06f","name":"Adriel B. Villarreal","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.bgs.com\/blog\/#\/schema\/person\/image\/3a47acc04f119d78584bd0b099bb7457","url":"https:\/\/secure.gravatar.com\/avatar\/aaad7998409d52e66f86ea1171dc41ba?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/aaad7998409d52e66f86ea1171dc41ba?s=96&d=mm&r=g","caption":"Adriel B. Villarreal"},"url":"https:\/\/www.bgs.com\/blog\/author\/adriel-b-villarreal\/"}]}},"_links":{"self":[{"href":"https:\/\/www.bgs.com\/blog\/wp-json\/wp\/v2\/posts\/3028"}],"collection":[{"href":"https:\/\/www.bgs.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bgs.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bgs.com\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bgs.com\/blog\/wp-json\/wp\/v2\/comments?post=3028"}],"version-history":[{"count":0,"href":"https:\/\/www.bgs.com\/blog\/wp-json\/wp\/v2\/posts\/3028\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bgs.com\/blog\/wp-json\/wp\/v2\/media?parent=3028"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bgs.com\/blog\/wp-json\/wp\/v2\/categories?post=3028"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bgs.com\/blog\/wp-json\/wp\/v2\/tags?post=3028"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.bgs.com\/blog\/wp-json\/wp\/v2\/coauthors?post=3028"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}