{"version":"1.0","provider_name":"Barna, Guzy &amp; Steffen, LTD.","provider_url":"https:\/\/www.bgs.com\/blog","author_name":"John T. Buchman","author_url":"https:\/\/www.bgs.com\/blog\/author\/john-t-buchman\/","title":"When Should I Review My Insurance Coverages? - Barna, Guzy &amp; Steffen, LTD.","type":"rich","width":600,"height":338,"html":"<blockquote class=\"wp-embedded-content\" data-secret=\"HvptdKZwzH\"><a href=\"https:\/\/www.bgs.com\/blog\/2018\/10\/30\/when-should-i-review-my-insurance-coverages\/\">When Should I Review My Insurance Coverages?<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/www.bgs.com\/blog\/2018\/10\/30\/when-should-i-review-my-insurance-coverages\/embed\/#?secret=HvptdKZwzH\" width=\"600\" height=\"338\" title=\"&#8220;When Should I Review My Insurance Coverages?&#8221; &#8212; Barna, Guzy &amp; Steffen, LTD.\" data-secret=\"HvptdKZwzH\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/*! This file is auto-generated *\/\n!function(c,d){\"use strict\";var e=!1,o=!1;if(d.querySelector)if(c.addEventListener)e=!0;if(c.wp=c.wp||{},c.wp.receiveEmbedMessage);else if(c.wp.receiveEmbedMessage=function(e){var t=e.data;if(!t);else if(!(t.secret||t.message||t.value));else if(\/[^a-zA-Z0-9]\/.test(t.secret));else{for(var r,s,a,i=d.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),n=d.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),o=new RegExp(\"^https?:$\",\"i\"),l=0;l<n.length;l++)n[l].style.display=\"none\";for(l=0;l<i.length;l++)if(r=i[l],e.source!==r.contentWindow);else{if(r.removeAttribute(\"style\"),\"height\"===t.message){if(1e3<(s=parseInt(t.value,10)))s=1e3;else if(~~s<200)s=200;r.height=s}if(\"link\"===t.message)if(s=d.createElement(\"a\"),a=d.createElement(\"a\"),s.href=r.getAttribute(\"src\"),a.href=t.value,!o.test(a.protocol));else if(a.host===s.host)if(d.activeElement===r)c.top.location.href=t.value}}},e)c.addEventListener(\"message\",c.wp.receiveEmbedMessage,!1),d.addEventListener(\"DOMContentLoaded\",t,!1),c.addEventListener(\"load\",t,!1);function t(){if(o);else{o=!0;for(var e,t,r,s=-1!==navigator.appVersion.indexOf(\"MSIE 10\"),a=!!navigator.userAgent.match(\/Trident.*rv:11\\.\/),i=d.querySelectorAll(\"iframe.wp-embedded-content\"),n=0;n<i.length;n++){if(!(r=(t=i[n]).getAttribute(\"data-secret\")))r=Math.random().toString(36).substr(2,10),t.src+=\"#?secret=\"+r,t.setAttribute(\"data-secret\",r);if(s||a)(e=t.cloneNode(!0)).removeAttribute(\"security\"),t.parentNode.replaceChild(e,t);t.contentWindow.postMessage({message:\"ready\",secret:r},\"*\")}}}}(window,document);\n<\/script>\n","description":"&nbsp; Winter is approaching and many people rake their leaves, get their cars ready for winter or do other projects to prepare for winter. It might also be a good time to look at your insurance coverages to see if they are outdated or inadequate. It\u2019s better to do so before you run into a problem than to find out afterwards that you do not have enough coverage. [maxbutton id=&#8221;2&#8243; ] More Protection Can Be Affordable Many of us bought car insurance when we were younger and times were tight financially, so we purchased the minimum amount of insurance necessary to protect us. However, there is the insurance adage that \u201cthe first dollar of coverage is the most expensive.\u201d What that means is that you can significantly increase the protection for you and your family without a proportionate increase in your insurance premiums. Thus, you can double your automobile liability and uninsured\/underinsured motorist limits from $50,000\/$100,000 to $100,000\/$300,000 without doubling your premium. The same is true if you elect to \u201cstack\u201d or increase your \u201cno-fault\u201d coverages that protect you and other family members that reside with you. Again, you can add significantly more protection in the event you or a loved one gets injured for a modest increase in your premium. Most people..."}