January 2011

Email and Private Health Information

A Minnesota man left the snow-filled streets of Minneapolis for a vacation in Puerto Rico. His wife was on a business trip and was planning to meet him there the next day. When he reached his hotel, he decided to send his wife a quick email. Unfortunately, when typing her address, he missed one letter, and his note was directed instead to an elderly preacher’s wife whose husband had passed away only the day before. When the grieving widow checked her email, she took one look at the monitor, let out a piercing scream, and fell to the floor in a dead faint. At the sound, her family rushed into the room and saw this note on the screen; Dearest Wife, Just got checked in.

read more

Texting While Driving – A Dangerous Combination

We live in a society where technology has, without question, made our lives easier and perhaps more organized. With the push of a few buttons we can communicate with friends, family, business associates located on the other side of the world or in the same room. During this last holiday season I finally agreed to purchase a cell phone for my 10 year old daughter. Of course my purpose for the phone was much different than hers. With the cell phone in hand my wife and I would be able to contact her instantly and get updates about homework, soccer practice and school activities. In her mind it was all about TEXTING and staying connected with friends and cousins. Naturally, the cell phone carrier was..

read more

Leasing Basics for Minnesota Charter Schools

Authored by: Jeffrey S. Johnson and Kristin N. Blenkush Introduction For the uninitiated, commencing negotiations on a complex charter school lease can be overwhelming. These materials are intended to provide a basic overview of some of the most important provisions likely to be found in a charter school lease. Leasing Guidelines Specific to Charter Schools Because charter schools may not use state money to purchase land or buildings (Minn. Stat. § 124D.11, Subd. 7), gaining an understanding of basic leasing concepts is important. In addition to the general education revenue provided to charter schools, charter schools may be entitled to additional public funding through building lease aid. Under Minnesota law, charter schools may apply for building lease aid in order to rent a building or..

read more

Underinsured/Uninsured Coverage – What Is It and Why Should You Give It Some Thought?

Most people do not understand it and fail to appreciate its importance to them and their family. Underinsured motorist’s coverage insures you and your resident family members if you or they are injured in a motor vehicle collision and the other driver does not have sufficient liability coverage to adequately compensate you for your injuries – medical bills, wage loss, physical disability, and pain and suffering. Uninsured coverage protects you and your resident family members from situations where you are injured by another driver who does not have any liability coverage on his or her automobile. Unfortunately, in this day and age a surprising number of people do not carry any insurance or only carry the statutory minimum. Under Minnesota law, that statutory minimum..

read more

Car Accidents and Unintended Consequences

Some times when a person is involved in a motor vehicle accident they end up getting a traffic ticket such as a careless driving ticket. This can happen even if a police officer didn’t witness the accident. They might give you a ticket there at the scene of the accident, or send you one in the mail. A careless driving ticket or other misdemeanor moving traffic violation is a crime with a statutory maximum of 90 days in jail and/or a $1,000 fine. The potential biggest problem from a conviction for such an offense is probably the collateral consequence of its effect on your motor vehicle insurance rates. It may make sense financially to hire a lawyer to fight this charge to try and..

read more